Hey Zachman,
It has been a while since I was on the phones, but here is what I remember about your situation.
If you are indeed referring to "insurance" and not warranty exchange then you will be dealing with a company seperate from AWS called Lockline. I am not 100% certain, but I was not under the impression that they would allow you to pay the difference and get a better model.
It is indeed possible that they may not have you current model as with the new merger, our selection of phones has been greatly reduced as I am sure is the case w/ Lockline.
You will want to make sure the
IMEI on the account matches you current device or there could be issues that arise, have the
IMEI changed then call Lockline about a week later to do the swap, this should take place within 2 business days as they are shipped via ups/fed ex.
If you were indeed doing a WEX, then the
IMEI would not make any difference, your phone would be shipped the same way but the likelyhood that your device would be covered as it is a
PDA would be slim- you would have to go through the manufacturer.
Hope this helps