If you got $40,000 for a Chrysler Pacifica, then SprintPCS might sell
you a T608 for $229.
The T608 doesn't have an internal camera. Its more like the T220
series, whereas
the T610 and the T616 have a bigger screen with 25% more pixels, built
in camera,
and if bought from 3rd party dealers like
http://www.intelenetwireless.com, the rebate is more than the price of
the phone, and you could use that money towards any ETF, but check the
web and make sure SprintPCS hasn't improperly altered your termination
date.
They have been known to slide it forward to the end of a billing
period, which is grounds for getting out of your contract.
From Cingular you can buy the clip on electronic flash for $29.99 for
a T610 or T616