VZW internal blacklist?

Does anyone know if VZW maintains an internal blacklist of people who owe
money to Verizon (land line) or Verizon Busness Services?

I think my freind is getting the big ($1000) deposit excuse, because of an
old unpaid house phone bill.

VZW is say its his credit but we've gone over it and it's not that bad. He
has Gotten a mortgage, car loan, credit cards and other credit with the bad
credit VZW is talking about. Yesterday He applied for and got approval for
credit at Cingular, T-Mobile and Sprint, without a deposit.

I am realy curious about this.

"Breezy" <suziq4you2@yahoo.com> wrote in message
news:V8zic.21659$aQ6.1320120@attbi_s51...
> Does anyone know if VZW maintains an internal blacklist of people who owe
> money to Verizon (land line) or Verizon Busness Services?
>
> I think my freind is getting the big ($1000) deposit excuse, because of an
> old unpaid house phone bill.
>
> VZW is say its his credit but we've gone over it and it's not that bad. He
> has Gotten a mortgage, car loan, credit cards and other credit with the
bad
> credit VZW is talking about. Yesterday He applied for and got approval for
> credit at Cingular, T-Mobile and Sprint, without a deposit.
>
> I am realy curious about this.
>
>

I would imagine they do. And unlike the credit bureaus, they can keep these
records and pursue the balance for as long as they like.

Have you considered prepaid plans? How many minutes a month does your
friend think he will need?

JoshIII
upstate south carolina


"Breezy" <suziq4you2@yahoo.com> wrote in message
news:V8zic.21659$aQ6.1320120@attbi_s51...
> Does anyone know if VZW maintains an internal blacklist of people who owe
> money to Verizon (land line) or Verizon Busness Services?
>
> I think my freind is getting the big ($1000) deposit excuse, because of an
> old unpaid house phone bill.
>
> VZW is say its his credit but we've gone over it and it's not that bad. He
> has Gotten a mortgage, car loan, credit cards and other credit with the
bad
> credit VZW is talking about. Yesterday He applied for and got approval for
> credit at Cingular, T-Mobile and Sprint, without a deposit.
>
> I am realy curious about this.
>
>

> "Breezy" <suziq4you2@yahoo.com> wrote in message
> news:V8zic.21659$aQ6.1320120@attbi_s51...
> Does anyone know if VZW maintains an internal blacklist of people
> who owe money to Verizon (land line) or Verizon Busness Services?
>
> I think my freind is getting the big ($1000) deposit excuse, because
> of an old unpaid house phone bill.
>
> VZW is say its his credit but we've gone over it and it's not that
> bad. He has Gotten a mortgage, car loan, credit cards and other
> credit with the bad credit VZW is talking about. Yesterday He
> applied for and got approval for credit at Cingular, T-Mobile and
> Sprint, without a deposit.
>
> I am realy curious about this.

Don't know about checks, but on 1/1/2004 they changed things, and started
denying stuff if there was anything at all on your report, and started
pushing prepaid for those denied.

"Peter Pan" <Marcs1102NOSPAM@Hotmail.com> wrote in message
news:c6evsm$ac6f2$1@ID-190045.news.uni-berlin.de...
>
> > "Breezy" <suziq4you2@yahoo.com> wrote in message
> > news:V8zic.21659$aQ6.1320120@attbi_s51...
> > Does anyone know if VZW maintains an internal blacklist of people
> > who owe money to Verizon (land line) or Verizon Busness Services?
> >
> > I think my freind is getting the big ($1000) deposit excuse, because
> > of an old unpaid house phone bill.
> >
> > VZW is say its his credit but we've gone over it and it's not that
> > bad. He has Gotten a mortgage, car loan, credit cards and other
> > credit with the bad credit VZW is talking about. Yesterday He
> > applied for and got approval for credit at Cingular, T-Mobile and
> > Sprint, without a deposit.
> >
> > I am realy curious about this.
>
> Don't know about checks, but on 1/1/2004 they changed things, and started
> denying stuff if there was anything at all on your report, and started
> pushing prepaid for those denied.
>
>
Are they asking for more deposits as well, or just denying all together?

"Josh III" <joshp51REMOVE@hotmail.com> wrote in message
news:c6esl0$b5ntg$1@ID-204582.news.uni-berlin.de...
> Have you considered prepaid plans? How many minutes a month does your
> friend think he will need?
>

He has already gone with Cingular. With no deposit.


We did seriously look at Prepay.
I estimated his bill would be double, if not triple.


http://www.verizonwireless.com/b2c/s...PrepayOverview

Breezy <suziq4you2@yahoo.com> wrote:
> Does anyone know if VZW maintains an internal blacklist of people who owe
> money to Verizon (land line) or Verizon Busness Services?
>
> I think my freind is getting the big ($1000) deposit excuse, because of an
> old unpaid house phone bill.
>
> VZW is say its his credit but we've gone over it and it's not that bad. He
> has Gotten a mortgage, car loan, credit cards and other credit with the bad
> credit VZW is talking about. Yesterday He applied for and got approval for
> credit at Cingular, T-Mobile and Sprint, without a deposit.
>
> I am realy curious about this.
>

If your friend has a lot of accounts that are young or a lot of accounts
that are nearly maxed out (or both) that is a big red flag for Verizon
and it lowers your FICO until it changes. I purchased a home and a car
in the same two month period and that showed two large accounts that
were young and had near 100% balance owed ... that caused a $400 request
for deposit when I talked with Verizon at that time. My score was in
reason, but they apparently weight these factors differently than just
the FICO.

--

Thomas T. Veldhouse
Key Fingerprint: 2DB9 813F F510 82C2 E1AE 34D0 D69D 1EDC D5EC AED1

"Breezy" <suziq4you2@yahoo.com> wrote in message
news:GoEic.16353$0u6.2716550@attbi_s03
> "Peter Pan" <Marcs1102NOSPAM@Hotmail.com> wrote in message
> news:c6evsm$ac6f2$1@ID-190045.news.uni-berlin.de...
>>
>>> "Breezy" <suziq4you2@yahoo.com> wrote in message
>>> news:V8zic.21659$aQ6.1320120@attbi_s51...
>>> Does anyone know if VZW maintains an internal blacklist of people
>>> who owe money to Verizon (land line) or Verizon Busness Services?
>>>
>>> I think my freind is getting the big ($1000) deposit excuse, because
>>> of an old unpaid house phone bill.
>>>
>>> VZW is say its his credit but we've gone over it and it's not that
>>> bad. He has Gotten a mortgage, car loan, credit cards and other
>>> credit with the bad credit VZW is talking about. Yesterday He
>>> applied for and got approval for credit at Cingular, T-Mobile and
>>> Sprint, without a deposit.
>>>
>>> I am realy curious about this.
>>
>> Don't know about checks, but on 1/1/2004 they changed things, and
>> started denying stuff if there was anything at all on your report,
>> and started pushing prepaid for those denied.
>>
>>
> Are they asking for more deposits as well, or just denying all
> together?

Actually both, The deny I was referring to was giving you an account with
any sort of blemish whatsoever. They do still take deposits, just deny you
deposit free status.

Maybe if your friend paid his bills in full and on time, VZW wouldn't
have asked for a big deposit.

They're just making sure they aren't ripped off by a customer who
obviously can't pay his bill.



On Sat, 24 Apr 2004 19:23:33 GMT, "Breezy" <suziq4you2@yahoo.com>
wrote:

>Does anyone know if VZW maintains an internal blacklist of people who owe
>money to Verizon (land line) or Verizon Busness Services?
>
>I think my freind is getting the big ($1000) deposit excuse, because of an
>old unpaid house phone bill.
>
>VZW is say its his credit but we've gone over it and it's not that bad. He
>has Gotten a mortgage, car loan, credit cards and other credit with the bad
>credit VZW is talking about. Yesterday He applied for and got approval for
>credit at Cingular, T-Mobile and Sprint, without a deposit.
>
>I am realy curious about this.
>

I have to laugh, by your own admission you state:
>> but we've gone over it and it's not that bad.

Guess what, ever consider that it should be "good" instead of "not that
bad"?

Why not expend some energy and fix it, rather than expect people to ignore
faults and give you things?




> On Sat, 24 Apr 2004 19:23:33 GMT, "Breezy" <suziq4you2@yahoo.com>
> wrote:
>
>> Does anyone know if VZW maintains an internal blacklist of people
>> who owe money to Verizon (land line) or Verizon Busness Services?
>>
>> I think my freind is getting the big ($1000) deposit excuse, because
>> of an old unpaid house phone bill.
>>
>> VZW is say its his credit but we've gone over it and it's not that
>> bad. He has Gotten a mortgage, car loan, credit cards and other
>> credit with the bad credit VZW is talking about. Yesterday He
>> applied for and got approval for credit at Cingular, T-Mobile and
>> Sprint, without a deposit.
>>
>> I am realy curious about this.

"Scott Stephenson" <scott.stephensonson@adelphia.net> wrote in message
news:rYWdnTnew_SUVhfdRVn_iw@adelphia.com...
<snip>
> I would imagine they do. And unlike the credit bureaus, they can
keep these
> records and pursue the balance for as long as they like.
>
>

No they are bound by the same statute of limitations on the
collections of debts depending on your state of residence. Most are 6
years and only the original creditor can initiate the collections in
that time frame. They must show diligence in trying to collect and if
they let it sit for over that time they can get scratch.

I had a friend at work that left an apartment and never got the
electric bill from his last month at the old place sent to the new
address even though he had gas and electric at it. What the gas
company did was turn it over to their lawyers and they got a judgment
which is good for 10 years, even though he never knew it until he
bought his home and then since the ten years were not up or not
renewed he was forced to pay the original bill plus interest. He paid
almost $1,300.00 for $200 bill owed. (Lawyers fees were tacked on and
poundage etc.) he was livid.

The company can keep the internal record of the amount owed but can do
squat unless they tried to collect within that time span.

Elector

[original post is likely clipped to save bandwidth]
On Sat, 24 Apr 2004 19:23:33 GMT, "Breezy" <suziq4you2@yahoo.com> wrote:

>Does anyone know if VZW maintains an internal blacklist of people who owe
>money to Verizon (land line) or Verizon Busness Services?
>
>I think my freind is getting the big ($1000) deposit excuse, because of an
>old unpaid house phone bill.
>

If that is the case, he can fix it by paying the "old unpaid house phone
bill" promptly after he became aware of it.

My son had a funny with only with a low value account. He had been in the
military and once, when transferred, there was a ~$35 electric bill he was
unaware of after he was transferred. He has the best rate on many credit
cards (7.9%), mortgage... One outfit wouldn't give him $!000 store credit.

I pursued his credit report, discovered the bill, paid it, showed the
store, got his credit! (0% financing offer). The store accepted the
resolution.

It really pays to fix small stuff!

gerry

--

Personal home page - http://gogood.com

gerry misspelled in my email address to confuse robots

gerry wrote:
>
> [original post is likely clipped to save bandwidth]
> On Sat, 24 Apr 2004 19:23:33 GMT, "Breezy" <suziq4you2@yahoo.com> wrote:
>
> >Does anyone know if VZW maintains an internal blacklist of people who owe
> >money to Verizon (land line) or Verizon Busness Services?
> >
> >I think my freind is getting the big ($1000) deposit excuse, because of an
> >old unpaid house phone bill.
> >
>
> If that is the case, he can fix it by paying the "old unpaid house phone
> bill" promptly after he became aware of it.
>
> My son had a funny with only with a low value account. He had been in the
> military and once, when transferred, there was a ~$35 electric bill he was
> unaware of after he was transferred. He has the best rate on many credit
> cards (7.9%), mortgage... One outfit wouldn't give him $!000 store credit.
>
> I pursued his credit report, discovered the bill, paid it, showed the
> store, got his credit! (0% financing offer). The store accepted the
> resolution.
>
> It really pays to fix small stuff!

Especially if you're asking for "phone credit" after a delinquent,
or unpaid, phone bill!

Larry

"Elector" <elector@my-deja.com> wrote in message
news:ILOic.96410$M3.73501@twister.nyroc.rr.com...
>
> "Scott Stephenson" <scott.stephensonson@adelphia.net> wrote in message
> news:rYWdnTnew_SUVhfdRVn_iw@adelphia.com...
> <snip>
> > I would imagine they do. And unlike the credit bureaus, they can
> keep these
> > records and pursue the balance for as long as they like.
> >
> >
>
> No they are bound by the same statute of limitations on the
> collections of debts depending on your state of residence. Most are 6
> years and only the original creditor can initiate the collections in
> that time frame. They must show diligence in trying to collect and if
> they let it sit for over that time they can get scratch.
>
> I had a friend at work that left an apartment and never got the
> electric bill from his last month at the old place sent to the new
> address even though he had gas and electric at it. What the gas
> company did was turn it over to their lawyers and they got a judgment
> which is good for 10 years, even though he never knew it until he
> bought his home and then since the ten years were not up or not
> renewed he was forced to pay the original bill plus interest. He paid
> almost $1,300.00 for $200 bill owed. (Lawyers fees were tacked on and
> poundage etc.) he was livid.
>
> The company can keep the internal record of the amount owed but can do
> squat unless they tried to collect within that time span.
>

But all they had to do was try to collect the the amount owed (your own
words). Sending a bill or letter asking for payment satisfies that
requirement in all jurisdictions. However, they can refuse service no
matter the time frame.

"Scott Stephenson" <scott.stephensonson@adelphia.net> wrote in message
newsIidnQqSVNN9iBHdRVn-uQ@adelphia.com...
<snip>
> But all they had to do was try to collect the the amount owed (your
own
> words). Sending a bill or letter asking for payment satisfies that
> requirement in all jurisdictions. However, they can refuse service
no
> matter the time frame.
>
>

Not after the six years are up. it is considered a dead or
uncollectible account. (In New York). Diligence in the time frame
would be the key here.

If they had a judgment still on record then that would have sufficed
as well.

Elector