Re: Does Verizon report users who paid deposit have have maintained

07-01-2004, 12:27 AM

Jeremy Deats' wrote:

> Probably not, but if you're past 30 days late on a payment they most
> certinaly will report you. If you make your payments on time they are
> required to report that also.
>
> The deposit is something you had to pay because you had a low credit score
> (low being a subjective thing, as each lender/creditor has their own
> baseline) or you had no credit history. By paying it you aren't improving
> you score, paying you bill on time will help improve you score, but like any
> bill for service, it holds only a fraction of the weight of an unsecured
> credit card, car loan, mortgage, etc... All of the later will make or break
> you credit.
>
> FYI Verizon is the only provider that wanted a deposite from me. They
> required a $125 deposite, that was part of why I canceled my policy with
> them (seven days later). I visted Cingular, T-Mobile and Sprint. None of
> which required a deposite. My credit score is fine.
>
> My other issue with Verizon is their "Get It Now" service, which is a
> complete joke. Want to upload a picture of your family friends to the phone?
> Forget it! You'll have to pay. A data cable is your only option and Verizon
> doesn't stock those for most models. They are by far the most greedy
> network in that regard and in case you're wondering.. no they others aren't
> like that.

If you lived here, you'd be staring at that *free* picture of the kids
with NO SERVICE written across it. If crap like that actually MATTERS
to you, I suggest buying a pocket watch and skip the whole cellphone stage.

And no, you can't borrow my phone...

JS

07-01-2004, 12:27 AM

Jeremy Deats' wrote:

> Probably not, but if you're past 30 days late on a payment they most
> certinaly will report you. If you make your payments on time they are
> required to report that also.
>
> The deposit is something you had to pay because you had a low credit score
> (low being a subjective thing, as each lender/creditor has their own
> baseline) or you had no credit history. By paying it you aren't improving
> you score, paying you bill on time will help improve you score, but like any
> bill for service, it holds only a fraction of the weight of an unsecured
> credit card, car loan, mortgage, etc... All of the later will make or break
> you credit.
>
> FYI Verizon is the only provider that wanted a deposite from me. They
> required a $125 deposite, that was part of why I canceled my policy with
> them (seven days later). I visted Cingular, T-Mobile and Sprint. None of
> which required a deposite. My credit score is fine.
>
> My other issue with Verizon is their "Get It Now" service, which is a
> complete joke. Want to upload a picture of your family friends to the phone?
> Forget it! You'll have to pay. A data cable is your only option and Verizon
> doesn't stock those for most models. They are by far the most greedy
> network in that regard and in case you're wondering.. no they others aren't
> like that.

If you lived here, you'd be staring at that *free* picture of the kids
with NO SERVICE written across it. If crap like that actually MATTERS
to you, I suggest buying a pocket watch and skip the whole cellphone stage.

And no, you can't borrow my phone...

JS

07-01-2004, 12:27 AM

Jeremy Deats' wrote:

> Probably not, but if you're past 30 days late on a payment they most
> certinaly will report you. If you make your payments on time they are
> required to report that also.
>
> The deposit is something you had to pay because you had a low credit score
> (low being a subjective thing, as each lender/creditor has their own
> baseline) or you had no credit history. By paying it you aren't improving
> you score, paying you bill on time will help improve you score, but like any
> bill for service, it holds only a fraction of the weight of an unsecured
> credit card, car loan, mortgage, etc... All of the later will make or break
> you credit.
>
> FYI Verizon is the only provider that wanted a deposite from me. They
> required a $125 deposite, that was part of why I canceled my policy with
> them (seven days later). I visted Cingular, T-Mobile and Sprint. None of
> which required a deposite. My credit score is fine.
>
> My other issue with Verizon is their "Get It Now" service, which is a
> complete joke. Want to upload a picture of your family friends to the phone?
> Forget it! You'll have to pay. A data cable is your only option and Verizon
> doesn't stock those for most models. They are by far the most greedy
> network in that regard and in case you're wondering.. no they others aren't
> like that.

If you lived here, you'd be staring at that *free* picture of the kids
with NO SERVICE written across it. If crap like that actually MATTERS
to you, I suggest buying a pocket watch and skip the whole cellphone stage.

And no, you can't borrow my phone...

JS

07-01-2004, 12:27 AM

Jeremy Deats' wrote:

> Probably not, but if you're past 30 days late on a payment they most
> certinaly will report you. If you make your payments on time they are
> required to report that also.
>
> The deposit is something you had to pay because you had a low credit score
> (low being a subjective thing, as each lender/creditor has their own
> baseline) or you had no credit history. By paying it you aren't improving
> you score, paying you bill on time will help improve you score, but like any
> bill for service, it holds only a fraction of the weight of an unsecured
> credit card, car loan, mortgage, etc... All of the later will make or break
> you credit.
>
> FYI Verizon is the only provider that wanted a deposite from me. They
> required a $125 deposite, that was part of why I canceled my policy with
> them (seven days later). I visted Cingular, T-Mobile and Sprint. None of
> which required a deposite. My credit score is fine.
>
> My other issue with Verizon is their "Get It Now" service, which is a
> complete joke. Want to upload a picture of your family friends to the phone?
> Forget it! You'll have to pay. A data cable is your only option and Verizon
> doesn't stock those for most models. They are by far the most greedy
> network in that regard and in case you're wondering.. no they others aren't
> like that.

If you lived here, you'd be staring at that *free* picture of the kids
with NO SERVICE written across it. If crap like that actually MATTERS
to you, I suggest buying a pocket watch and skip the whole cellphone stage.

And no, you can't borrow my phone...

JS

07-01-2004, 12:27 AM

Jeremy Deats' wrote:

> Probably not, but if you're past 30 days late on a payment they most
> certinaly will report you. If you make your payments on time they are
> required to report that also.
>
> The deposit is something you had to pay because you had a low credit score
> (low being a subjective thing, as each lender/creditor has their own
> baseline) or you had no credit history. By paying it you aren't improving
> you score, paying you bill on time will help improve you score, but like any
> bill for service, it holds only a fraction of the weight of an unsecured
> credit card, car loan, mortgage, etc... All of the later will make or break
> you credit.
>
> FYI Verizon is the only provider that wanted a deposite from me. They
> required a $125 deposite, that was part of why I canceled my policy with
> them (seven days later). I visted Cingular, T-Mobile and Sprint. None of
> which required a deposite. My credit score is fine.
>
> My other issue with Verizon is their "Get It Now" service, which is a
> complete joke. Want to upload a picture of your family friends to the phone?
> Forget it! You'll have to pay. A data cable is your only option and Verizon
> doesn't stock those for most models. They are by far the most greedy
> network in that regard and in case you're wondering.. no they others aren't
> like that.

If you lived here, you'd be staring at that *free* picture of the kids
with NO SERVICE written across it. If crap like that actually MATTERS
to you, I suggest buying a pocket watch and skip the whole cellphone stage.

And no, you can't borrow my phone...

JS