Asurion insurance/verizon insurance

I just got a new phone and i am past my 14 days. I am about 30 days into it.
I wanted to get insurance but verizon is telling me it has to be within five
days. is this correct? also anyone know if i can just go thru asurion?

any info would be great.

brian

Brian S. wrote:
> I just got a new phone and i am past my 14 days. I am
> about 30 days into it. I wanted to get insurance but
> verizon is telling me it has to be within five days. is
> this correct? also anyone know if i can just go thru
> asurion?
>
> any info would be great.

If I remember there are two slightly different flavors
of insurance.

1) "Total coverage". costs $1 or $2 more per month
and covers everything including accessories.
theft, damage, defect, loss of function. Everything
except cosmetic. There is some restriction on how
soon after you buy the phone from VZW that you
have to sign up for this.

2) The regular insurance through Assurion or lockline.
This covers theft and damage that effects function.
(no cosmetic here either). The difference is that it
does not cover manufacturer's defects. Like if the
phone or parts of it just quit working. Priced
$1 or $2 below the total coverage insurance.
In the past (and I assume now) you could get
this any time on any phone currently activated
on VZW's network. It could even be a used phone
that you bought on eBay and activated on your
VZW plan.

This was my vague understanding some time ago.

-Quick

On Sun, 31 Jul 2005 03:55:42 GMT, "Quick"
<quick7135-news@NOSPAMyahoo.com> wrote:

>2) The regular insurance through Assurion or lockline.
>This covers theft and damage that effects function.
>(no cosmetic here either). The difference is that it
>does not cover manufacturer's defects. Like if the
>phone or parts of it just quit working.

No problem. Phone stops working, go run over it with your car, then
you're covered, right?

If you call Asurion, they will tell you about the insurance. For their TEP, it costs usually $7 a month. Covers lost, stolen, water or physically damaged phones with a reasonable deductable, ie: $50. If your phone problem is electrical or mechanical, no damages, then the stores can repair or replace at no charge. Asurion can put coverages on a phone up to 30 days after the origional activation as long as it has not already been lost or damaged. The different phone companies have different rules I am told. So, call Asurion and ask for the department that handles your providers phone and ask. I did and they were polite. But, remember it is like car insurance, if your phone is cheap and you can replace it cheaper than insurance and the deductable, don't buy the insurance. And like car insurance, it can take time to get your phone. If your life or your business depends on your phone, only an idiot would rely on only one phone.

Right Ghost of General Lee. Run over it. Or, just say it is stolen, then give it to a friend who can activate it and get in trouble for having a stolen phone.

For $1 more (than $4.99) I got extended warrantee with no deducible.


"DakotaJeff" <DakotaJeff.2ke606@nospam.cellphoneforums.net> wrote in message
newsakotaJeff.2ke606@nospam.cellphoneforums.net. ..
>
> If you call Asurion, they will tell you about the insurance. For their
> TEP, it costs usually $7 a month. Covers lost, stolen, water or
> physically damaged phones with a reasonable deductable, ie: $50. If
> your phone problem is electrical or mechanical, no damages, then the
> stores can repair or replace at no charge. Asurion can put coverages on
> a phone up to 30 days after the origional activation as long as it has
> not already been lost or damaged. The different phone companies have
> different rules I am told. So, call Asurion and ask for the department
> that handles your providers phone and ask. I did and they were polite.
> But, remember it is like car insurance, if your phone is cheap and you
> can replace it cheaper than insurance and the deductable, don't buy the
> insurance. And like car insurance, it can take time to get your phone.
> If your life or your business depends on your phone, only an idiot
> would rely on only one phone.
>
>
> --
> DakotaJeff
> ------------------------------------------------------------------------
> DakotaJeff's Profile:
> http://cellphoneforums.net/member.ph...&userid=154672
> View this thread: http://cellphoneforums.net/t183593
>
>

Cubit wrote:
> For $1 more (than $4.99) I got extended warrantee with no deducible.
>
>
> "DakotaJeff" <DakotaJeff.2ke606@nospam.cellphoneforums.net> wrote in message
> newsakotaJeff.2ke606@nospam.cellphoneforums.net. ..
>> If you call Asurion, they will tell you about the insurance. For their
>> TEP, it costs usually $7 a month. Covers lost, stolen, water or
>> physically damaged phones with a reasonable deductable, ie: $50. If
>> your phone problem is electrical or mechanical, no damages, then the
>> stores can repair or replace at no charge. Asurion can put coverages on
>> a phone up to 30 days after the origional activation as long as it has
>> not already been lost or damaged. The different phone companies have
>> different rules I am told. So, call Asurion and ask for the department
>> that handles your providers phone and ask. I did and they were polite.
>> But, remember it is like car insurance, if your phone is cheap and you
>> can replace it cheaper than insurance and the deductable, don't buy the
>> insurance. And like car insurance, it can take time to get your phone.
>> If your life or your business depends on your phone, only an idiot
>> would rely on only one phone.
>>
>>
>> --
>> DakotaJeff
>> ------------------------------------------------------------------------
>> DakotaJeff's Profile:
>> http://cellphoneforums.net/member.ph...&userid=154672
>> View this thread: http://cellphoneforums.net/t183593
>>
>>
>
>
And then there was this article today 1/16/07 about cell insurance:

http://www.msnbc.msn.com/id/16637188

Tim <thenospam@verizon.net> wrote in news:Pofrh.11590$wq.11227@trndny07:

> And then there was this article today 1/16/07 about cell insurance:
>
> http://www.msnbc.msn.com/id/16637188
>
>

Geez, the way the sales wienie talked, you just brought the ****-covered
phone from the toilet to the store and they gave you a new one and Asurion
paid 100%, instantly!

Did they lie to us??

I did pull a trick on a snotty little geek asshole at the service counter
when he snatched the phone out of my hand without listening to what was
wrong with it. I called after him as he headed away into inner sanctum we
weren't allowed to see into, "Be sure you wash your hands after handling
that phone! The toilet it fell into was LOADED!" I thought the little old
lady in line behind me was going to lay an egg she was laughing so hard....
(c;



Larry
--
Extremely intelligent life exists that is so smart they never called Earth.

You have 15 days from the date of original purchase to add regular insurance or TEC ($4.99 or $5.99, respectively). Asurion stands by this as well.

Well, yes, but technically that is insurance fraud. And yes, people have actually gotten fined for this.