LG VX9900 corrupt memory card?

Hi everyone. I am having an issue with my LG enV. I'm on my second, soon to be third refurbished phone, and I discovered that the phone dumped the memory card! Whenever I put the card into my phone, my phone ends up locking up and restarting. When I go to Settings & Tools -> Memory -> Card Memory, I can still see the pictures on the card, but the phone won't let me transfer them. I was wondering if it was the phone or the card. If it's the phone, is there a full reset to take it back to like it was out of the box, or is there a recovery program I can use to get my pictures back off my card?