All you need to do is put the card into the phone. it will format the card with the folders needed. you can then take it out, put it in the computers card reader, go to the folder with the correct name of the type of file you want to add , e.g. my_music, my_sounds, my_flix, my_pix. when you put the files in there, then you put it back in your phone, it should read the music, and start playing when your ready! its that simple man, good luck!