Memory cards and my KRZR K1m Questions??

Just found this forum, lots of great info here!!

Now my questions. My wife and I just purchased KRZR K1M's through Verizon. We have no interest in e-mail, internet, and downloads from our phones so we didn't subscribe to VCAST. We do want to take some pictures and use the phones as MP3 players. We were told to install a microSD card would be useless if we don't have VCAST as it's needed to upload and download files from our PC. There isn't much memory on the phone itself so my questions are:

1) With a microSD installed can we upload and download pictures from our PC with a USB to mini USB cable??
2) With a microSD installed can we download songs from the PC (WinXP and MP10) to our phone to listen to through a USB to mini USB cable??

Think that covers it. Just don't want to spend an extra $15 a month per phone for VCAST if we don't need it for what we want to do!!

Thanks!!

Yes, you need 'motorola phone tools' software to so it, bout 25 bux.