I'm going through a similar situation right now, and in short, the answer is no. I have an AT&T phone (6820) and
SIM card, and I'm "migrating" over to Cingular. I've been waiting over a month for them to give me the unlock code so I can use a Cingular
SIM in my phone, and still no luck. It was the guy at the phone shop that told me there were, um,
other ways of unlocking my phone. If I have any luck, I'll let you know.