I have a new M520 that came with a 64 mb microSD card in it.. On this 64 MB MicroSD card were 3 folders named DCIM, FILESTORE and MUSIC. I am now going to install the 1 GB MicroSD card that I bought with the phone.. Once installed in the phone I looked at it and there were no folders on this new MicroSD Card. I formatted the new card thinking that this might add the folders but no... How did these folders get on the original card that came with the phone.. I'm sure that they are needed to use the card.. How do I get them on the new 1 GB card.