i had a T226 before I got my T637 last week, and i know for a fact that you can download ringtones to the phone either over
WAP or with a data cable (I had a USB data cable, DCU-10 I think, if you have any questions, pm me). the ringtones must either be i-melody files or
MIDI (up to 40-chord) and i thought the ringer on the T226 was pretty darn loud, alot louder than other entry-level phones.