Holy frig, i thought i was the only person who got that crap, pay and talk with telus sucks soooo bad, its not even funny, but i dont have a credit card so i cant get a plan, and u think 15 cents is bad, i have the unlimited text messaging feature and i get like -$2 and -$8 adjustments to my account, and when i call them up they cant give me a strait answer and im always on friggen hold for at least 5-20 mins every time i call, i think they need to rethink there whole automated system, cause it pi$$es me off!!!!