Yes it is essentially a pay and talk phone..but it gives you option to activate on pre or post payed services....if you ask me its not worth it to get it on post payed...better get a newer phone because those are older models....pay and talk comes with up to 75$ airtime if activated as prepaid online....or 100$ if post payed activated online....
more questions?
feel free to ask...im the Telus guy...
ciao
Dave