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  1. #16
    Phil
    Guest

    Re: Define "PDA"

    [email protected] writes:
    >
    > I think that is terrible value. It's a deal for fools or scammers.
    >

    Especially as the only part that is not covered on household contents
    insurance is fraudulent use, just need to know its gone quick enough to report
    it.

    Phil



    See More: Define "PDA"




  2. #17
    David Hearn
    Guest

    Re: Define "PDA"

    Phil wrote:
    > [email protected] writes:
    >> I think that is terrible value. It's a deal for fools or scammers.
    >>

    > Especially as the only part that is not covered on household contents
    > insurance is fraudulent use, just need to know its gone quick enough to report
    > it.
    >
    > Phil


    Don't forget though that home insurance claims *will* increase your
    future premiums, both for current insurer and for future ones (you're
    required to notify potential future insurers if you've made a claim on
    household insurance in the last 5 years when signing up).

    Plus, in many cases, minimum home insurance excess is £50, often higher
    if you wish to reduce your premiums.

    I agree though, for many people, phone insurance is a waste of time.
    However for some people, especially if you get it 'free' or bundled with
    other services at little cost AND you're a risky user (the kind of
    people who seem to drop their phones regularly, or work in
    hazardous/rough places) then the insurance might be worth it.

    D



  3. #18
    Swampy Bogtrotter
    Guest

    Re: Define "PDA"

    Jon wrote:
    > [email protected] declared for all the world to hear...
    >> Could be the op.sys; Mobiles and Smartphones don't run Microsoft
    >> Windows Mobile 5.0, but PDAs do.

    >
    > The Nokia 6630 runs Symbian but I wouldn't call that a PDA.
    >
    > The SPV-C500 runs windows software, I would not call that a PDA
    > either.


    And the Palm range all run Palm OS....Does that mean they aren't PDA's?





  4. #19
    Daniel James
    Guest

    Re: Define "PDA"

    In article news:<[email protected]>,
    wrote:
    > What features would you say qualifies a device as a PDA rather than a
    > mobile?


    A PDA has to have diary, calendar, and address book functions; possibly
    also note-taker, to-do list and other stuff (MP3 player, GPS, TV-remote,
    coffee-maker ...) and has to it in your pocket. Traditionally a PDA doesn't
    contain a phone.

    A few years ago a smartphone was a phone with some PDA capabilities but too
    small a screen to enable one to make any sensible use of them. Many modern
    smartphones are just PDAs with phones in them, though (PDA-phone would be a
    better name, but it's a bit of a mouthful).

    It'd be nice to say that a PDA was just a smartphone without a phone in it,
    but a PDA with a phone in it is still a PDA ...

    If you took the phone out of an XDA I'd certainly call it a PDA, with the
    phone it's still a PDA, but also a phone.

    Cheers,
    Daniel








  5. #20
    Phil
    Guest

    Re: Define "PDA"

    David Hearn <[email protected]> writes:

    > Phil wrote:
    > Don't forget though that home insurance claims *will* increase your
    > future premiums, both for current insurer and for future ones (you're
    > required to notify potential future insurers if you've made a claim on
    > household insurance in the last 5 years when signing up).
    >
    > Plus, in many cases, minimum home insurance excess is £50, often
    > higher if you wish to reduce your premiums.
    >
    > I agree though, for many people, phone insurance is a waste of
    > time. However for some people, especially if you get it 'free' or
    > bundled with other services at little cost AND you're a risky user
    > (the kind of people who seem to drop their phones regularly, or work
    > in hazardous/rough places) then the insurance might be worth it.
    >

    Would agree with you there, I have never lost a phone so consider the premiums
    saved versus the risk of higher insurance premiums to be a fair bet.

    I guess there are cheaper mobile phone insurance schemes available if you shop
    around than places like CPW offer, in the same way you never buy travel
    insurance from the travel agent.

    When I take out travel insurance I always exclude baggage insurance as it is
    covered on my household insurance.

    Phil




  6. #21
    DaveGK
    Guest

    Re: Define "PDA"

    "Swampy Bogtrotter" <[email protected]> wrote in message ...
    > Jon wrote:
    >> [email protected] declared for all the world to hear...


    >>> Could be the op.sys; Mobiles and Smartphones don't run Microsoft
    >>> Windows Mobile 5.0, but PDAs do.


    >> The Nokia 6630 runs Symbian but I wouldn't call that a PDA. <...>


    > And the Palm range all run Palm OS....


    Not anymore they don't:
    http://www.palminfocenter.com/ss.asp...reo_700_1L.gif

    > Does that mean they aren't PDA's?


    'corse they are.

    I think the distinction is rather blurred, but most of the time you can
    tell if it's a phone with PDA features or a PDA with added benefits of
    GSM/GPRS/EDGE/3G etc - I guess that is the only [highly unscientific and
    partial] way to distinguish between the two species

    --
    Cheers,
    Dave




  7. #22
    Marc
    Guest

    Re: Define "PDA"

    if you dial a number on the "main screen" of a smart phone, then it will
    goto the phone, pressing send will then call it. On a PDA you have to
    select the phone application, then start dialing.

    Maybe the difference if whether a device is a PDA first or a phone first.

    --
    Marc
    See http://www.imarc.co.uk/ for contact information.



  8. #23
    Swampy Bogtrotter
    Guest

    Re: Define "PDA"

    [email protected] wrote:
    > I have mobile phone insurance, and have just been declined cover on my
    > new phone (O2 XDA Exec) on the grounds that they don't cover PDA's. On
    > reading through the Ts&Cs, there is no elaboration on exactly what
    > makes a device a PDA. OK, I'm fairly certain the Exec would count
    > regardless of the criteria, but between me being a pedantic git and
    > them saying they don't cover any of the XDA range, it got me thinking.
    >
    > What features would you say qualifies a device as a PDA rather than a
    > mobile? Most phones these days can do everything that the Exec can do
    > out of the box (contacts, calendar, notes, email, web browsing) as
    > well as a huge range of smartphones which run Windows, so what makes
    > the XDA range so special? (And yes, I've already written to the
    > insurance company asking them the same question)
    >
    > For those who haven't seen them, http://xda.o2.co.uk has images of the
    > entire range


    I may be guilty of over-simplifying things here, but wouldn't it be prudent
    to check and see what's written on the box it came in?
    Surely if the manufacturer thinks it's a PDA, then that's what it is.....And
    if they reckon it's a phone, it's pretty safe to assume it's a phone....





  9. #24
    TimB
    Guest

    Re: Define "PDA"

    Swampy Bogtrotter wrote:
    >
    > I may be guilty of over-simplifying things here, but wouldn't it be prudent
    > to check and see what's written on the box it came in?
    > Surely if the manufacturer thinks it's a PDA, then that's what it is.....And
    > if they reckon it's a phone, it's pretty safe to assume it's a phone....


    That was my first thought. They reckon it's an XDA Exec, and both box
    and manual are very non-commital about the specifics.

    It's all academic anyway, since presumably I can't compell them to
    insure the phone even if I am paying for the insurance regardless. It
    was worth writing them a letter to see if they'll back down, but I
    really can't be bothered to expend more energy than that making a stand
    on a cause that's very unlikely to bear a result.




  10. #25
    Marc
    Guest

    Re: Define "PDA"

    [email protected] wrote:
    > My car costs around £350 per year to insure. A new one would cost
    > £35,000. So that means I pay 1% of its value in annual insurance
    > premium, but that's really also covering damage to third parties. The
    > insurance is reasonable value.


    People don't "loose" their cars in pubs, or drop then down toilets - the
    fact that a car is worth more and is more traceable means people don't
    make false claims as often either. they're also pretty durable with only
    a small number of cases being write offs, phones are usually replaced.



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