Re: Selling a phone on eBay (how to)

"Simon Dobson" <replytogroup@nospam.domain.invalid> wrote in message
news:4ekqjtF1epoi9U1@individual.net...
> Peter wrote:
> >
> > I find bank transfers a little long winded - I bank with HSBC and
> > unless the purchaser also banks there it can take up to 5 days for the
> > funds to arrive - it's certainly not as instantaneous as it will be
> > when someone invents the computer and people can transfer funds
> > electronically :-)
>
> Well that's another thread altogether Sure bank transfers can take a
> few days, but if you're talking time to physically get your hands on the
> cash they're quicker than both PayPal and cheques. If they bank at the
> same place as you, they should be instantaneous.
>
> But speed aside, I believe bank transfers are the safest way of doing
> things if you want to make sure you hold onto your money.

"Simon Dobson" <replytogroup@nospam.domain.invalid> wrote in message
news:4ekqjtF1epoi9U1@individual.net...
> Peter wrote:
> >
> > I find bank transfers a little long winded - I bank with HSBC and
> > unless the purchaser also banks there it can take up to 5 days for the
> > funds to arrive - it's certainly not as instantaneous as it will be
> > when someone invents the computer and people can transfer funds
> > electronically :-)
>
> Well that's another thread altogether Sure bank transfers can take a
> few days, but if you're talking time to physically get your hands on the
> cash they're quicker than both PayPal and cheques. If they bank at the
> same place as you, they should be instantaneous.
>
> But speed aside, I believe bank transfers are the safest way of doing
> things if you want to make sure you hold onto your money.

Also direct deposit into your acoount at their local branch.

Marcus

On 6 Jun 2006 01:30:50 +0200, Irma Troll <troll@troll.com> wrote:

>Sounds like a tosspot to me.

No question that you are one. He was proved correct: they arrived
safely, as had every letter he had ever sent in a similar envelope.

I suspect that the essential difference is that he's smarter than you.
He suspected that RD packages were being targeted by dodgy posties,
but ordinary post wasn't.

--

Iain
the out-of-date hairydog guide to mobile phones
http://www.hairydog.co.uk/cell1.html
Browse now while stocks last!

On 6 Jun 2006 01:34:46 +0200, Irma Troll <troll@troll.com> wrote:

>> I understood banks can still bounce cheques after they've cleared?
>
>No.

Bollocks. They can and they do.

--

Iain
the out-of-date hairydog guide to mobile phones
http://www.hairydog.co.uk/cell1.html
Browse now while stocks last!

Simon Dobson wrote:
> Irma Troll wrote:
>> Simon Dobson wrote:
>>> Irma Troll wrote:
>>>> No problem taking Paypal (scumpal), but make sure you send it
>>>> recorded/insured and take the money out of Scumpal straight away.
>>>> Irma
>>> PayPal could still do a chargeback on the amount.. So you either end up
>>> owing them money (which granted, you need never pay I suppose) or
>>> they'll just take it off whatever credit/debit card you have registered
>>> with them.
>> I don't think they are able to debit your registered card without your
>> permission.
>> Irma
>
> I'm pretty sure you give them that permission when you sign up with
> them. It'll be in their T&C's likely, perhaps someone can confirm who
> knows about these things?

Fair comment, but clicking the T and C is a lot different to actually
signing something.
Methinks that if you complained to your CC company, they'd refund you.
Irma

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Irma Troll wrote:
> Simon Dobson wrote:
>> Irma Troll wrote:
>>> Simon Dobson wrote:
>>>> Irma Troll wrote:
>>>>> No problem taking Paypal (scumpal), but make sure you send it
>>>>> recorded/insured and take the money out of Scumpal straight away.
>>>>> Irma
>>>> PayPal could still do a chargeback on the amount.. So you either end up
>>>> owing them money (which granted, you need never pay I suppose) or
>>>> they'll just take it off whatever credit/debit card you have registered
>>>> with them.
>>> I don't think they are able to debit your registered card without your
>>> permission.
>>> Irma
>>
>> I'm pretty sure you give them that permission when you sign up with
>> them. It'll be in their T&C's likely, perhaps someone can confirm who
>> knows about these things?
>
> Fair comment, but clicking the T and C is a lot different to actually
> signing something.
> Methinks that if you complained to your CC company, they'd refund you.

Yup, I'm pretty sure they would do too.

However your PayPal days would likely be numbered! I suppose it depends
on how much you value the service and whether or not you'd want to use
it in the future (or at least in your own name anyway)

When I had a problem with goods not arriving, I figured I'd trust
PayPal's way of doing things first.. Then complain to my CC company if
they didn't refund me. Luckily they did, which showed me PayPal are very
much on the buyers side when using their site. YMMV etc etc.

Matt Wheeler wrote:
>>
>> But speed aside, I believe bank transfers are the safest way of
>> doing
>> things if you want to make sure you hold onto your money.
>>
>
> Safest for the seller, certainly.

Yup, but that's what we're talking about here

I would rarely PAY with bank transfer, for buying I'd always use PayPal.
If sellers don't offer it I usually go elsewhere even if it means paying
extra, I'm too lazy to faff around with other methods of payment.

Simon Dobson wrote:
> Irma Troll wrote:
>> Simon Dobson wrote:
>>> Irma Troll wrote:
>>>> Simon Dobson wrote:
>>>>> Irma Troll wrote:
>>>>>> No problem taking Paypal (scumpal), but make sure you send it
>>>>>> recorded/insured and take the money out of Scumpal straight away.
>>>>>> Irma
>>>>> PayPal could still do a chargeback on the amount.. So you either end up
>>>>> owing them money (which granted, you need never pay I suppose) or
>>>>> they'll just take it off whatever credit/debit card you have registered
>>>>> with them.
>>>> I don't think they are able to debit your registered card without your
>>>> permission.
>>>> Irma
>>> I'm pretty sure you give them that permission when you sign up with
>>> them. It'll be in their T&C's likely, perhaps someone can confirm who
>>> knows about these things?
>> Fair comment, but clicking the T and C is a lot different to actually
>> signing something.
>> Methinks that if you complained to your CC company, they'd refund you.
>
> Yup, I'm pretty sure they would do too.
>
> However your PayPal days would likely be numbered! I suppose it depends
> on how much you value the service and whether or not you'd want to use
> it in the future (or at least in your own name anyway)
>
> When I had a problem with goods not arriving, I figured I'd trust
> PayPal's way of doing things first.. Then complain to my CC company if
> they didn't refund me. Luckily they did, which showed me PayPal are very
> much on the buyers side when using their site. YMMV etc etc.

They are ONLY on the buyers side, that's why they call it the the
"sellers protection scheme" LOL.
Irma

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hairydog@despammed.com wrote:
> On 6 Jun 2006 01:30:50 +0200, Irma Troll <troll@troll.com> wrote:
>
>> Sounds like a tosspot to me.
>
> No question that you are one. He was proved correct: they arrived
> safely, as had every letter he had ever sent in a similar envelope.
>
> I suspect that the essential difference is that he's smarter than you.
> He suspected that RD packages were being targeted by dodgy posties,
> but ordinary post wasn't.

Fair comment about dodgy posties, but as you said, 800 quid is/was a lot
of money. I still say you gotta be toss-potty not to insure it.
Irma

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