Contract refusal

Is it possible to be refused a contract on the basis that the prev
owners of my house were in soooo much debt?

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› See More: Contract refusal

Xeonwales submitted this idea :
> Is it possible to be refused a contract on the basis that the prev
> owners of my house were in soooo much debt?

Is it possible? Yes.

Is it right? Not likely.

Did you provide details of your previous addresses with accurate dates?

I would suggest getting a copy of your credit file from Experian or
Equifax....

"Xeonwales" <[email protected]> wrote in message
news:[email protected]...
> Is it possible to be refused a contract on the basis that the prev
> owners of my house were in soooo much debt?
>

Which network did you try?

Xeonwales wrote:

> Is it possible to be refused a contract on the basis that the prev
> owners of my house were in soooo much debt?

It's possible for a company to refuse a contract for any reason they
like.

Tariq

[email protected] declared for all the world to hear...
> Is it possible to be refused a contract on the basis that the prev
> owners of my house were in soooo much debt?

Yep.
--
Regards
Jon

Tariq wrote:
> Xeonwales wrote:
>
>> Is it possible to be refused a contract on the basis that the prev
>> owners of my house were in soooo much debt?
>
> It's possible for a company to refuse a contract for any reason they
> like.

Not true, they'd have trouble refusing someone a contract just because
they were black or in a wheelchair!

--
regards, James Luff Gamertag: Lufferov
remove 'nospam' to e-mail
"There are 10 types of people in the world:
Those that understand binary, and those that don't."

"Xeonwales" <[email protected]> wrote in message
news:[email protected]...
> Is it possible to be refused a contract on the basis that the prev
> owners of my house were in soooo much debt?
>

Sometimes happens, particularly if the previous occupiers used lots of names
to rip off CC's, catalogs, mobile phone co.s etc.

If you live on a street / estate where default is common this will
definitely affect your rating e.g.


Flat 13
Scrote Court
Magpie Road
Peckham
SEx 2FU

unlikely to get credit etc.

whereas

Old Rectory
Church Road
Amersham
AM1 4TN

probably will

James Luff wrote:

> Not true, they'd have trouble refusing someone a contract just because
> they were black or in a wheelchair!
>

I have never seen a phone contract that asks the colour of your skin or
if you have the full use of your legs.... so going by what they ask
when you apply, yes they can refuse for any reason they like

"R. Mark Clayton" <[email protected]> wrote in message
news:[email protected]...
>
> "Xeonwales" <[email protected]> wrote in message
> news:[email protected]...
>> Is it possible to be refused a contract on the basis that the prev
>> owners of my house were in soooo much debt?
>>
>
> Sometimes happens, particularly if the previous occupiers used lots of
> names to rip off CC's, catalogs, mobile phone co.s etc.
>
> If you live on a street / estate where default is common this will
> definitely affect your rating e.g.
>
>
> Flat 13
> Scrote Court
> Magpie Road
> Peckham
> SEx 2FU
>
> unlikely to get credit etc.
>
> whereas
>
> Old Rectory
> Church Road
> Amersham
> AM1 4TN
>
> probably will
>
>
>

Perhaps that explains what happened to me today then.

I tried to get a contract with Orange today, and they turned me down due to
a problem with my credit rating. I was surprised and embarrassed (this was
discussed in front of other customers). I can't think of any reason why I
have a credit problem, and I await Experian's reply with interest.

Oddly enough, T-Mobile offered me a contract with no problem at all

Pete

>>> Is it possible to be refused a contract on the basis that the prev
>>> owners of my house were in soooo much debt?
>>>
>>
>> Sometimes happens, particularly if the previous occupiers used lots of
>> names to rip off CC's, catalogs, mobile phone co.s etc.
>>
>> If you live on a street / estate where default is common this will
>> definitely affect your rating e.g.
>>
>>
>> Flat 13
>> Scrote Court
>> Magpie Road
>> Peckham
>> SEx 2FU
>>
>> unlikely to get credit etc.
>>
>> whereas
>>
>> Old Rectory
>> Church Road
>> Amersham
>> AM1 4TN
>>
>> probably will
>>
>>
>>
>
> Perhaps that explains what happened to me today then.
>
> I tried to get a contract with Orange today, and they turned me down due
> to a problem with my credit rating. I was surprised and embarrassed (this
> was discussed in front of other customers). I can't think of any reason
> why I have a credit problem, and I await Experian's reply with interest.
>
> Oddly enough, T-Mobile offered me a contract with no problem at all

Sometimes its not just the repayment history, they like to see your name on
the electoral roll or want a land line telephone number they can verify.
Sometimes not having enough credit history is bad. Each company has
different criteria.

"cucumber" <[email protected]> wrote in message
news:[email protected]...
> James Luff wrote:
>
>> Not true, they'd have trouble refusing someone a contract just because
>> they were black or in a wheelchair!
>>
>
> I have never seen a phone contract that asks the colour of your skin or
> if you have the full use of your legs.... so going by what they ask
> when you apply, yes they can refuse for any reason they like

Except the bad ol' days of BNP-COM. They really did ask Qs like that, bang
out of order.

"Pete" <[email protected]> wrote in message
news:[email protected]...
> Perhaps that explains what happened to me today then.
>
> I tried to get a contract with Orange today, and they turned me down due
> to a problem with my credit rating. I was surprised and embarrassed (this
> was discussed in front of other customers). I can't think of any reason
> why I have a credit problem, and I await Experian's reply with interest.
>
> Oddly enough, T-Mobile offered me a contract with no problem at all
>
> Pete

T-Mobile want as many customers as possible; their criteria isn't as
stringent.

tkd <[email protected]> wrote:
> Sometimes its not just the repayment history, they like to see your name on
> the electoral roll or want a land line telephone number they can verify.
> Sometimes not having enough credit history is bad. Each company has
> different criteria.

Quite often you get referred (ie the computer can't give a decision on the
spot, they have to ask Head Office/whoever) if you aren't on the Electoral
Roll.

It's worth spending a few quid on getting your credit record:
http://www.moneysavingexpert.com/cgi...01485056,23650,
http://www.moneysavingexpert.com/cgi...49605730,95768,

It might be there's a mistake on your record - it's worth checking, as
multiple applications (because you keep being denied) in a short space of
time also show as a black mark.

Theo