On Cell Phone Forums
answer this question

Like Tree1Likes
Page 1 of 2 12 LastLast
Results 1 to 10 of 11
  1. #1
    kcarabio
    kcarabio is offline
    Newbie

    Cell Phone
    Apple iPhone 3G S 16GB Black
    Posts
    4
    What is the best insurance against any or all of these: Loss, Damage, Theft
    Thanks for any help.


    See More: Insurance ?




  2. #2
    cellphonesgb
    cellphonesgb is offline
    Phone Addict
    cellphonesgb's Avatar

    Cell Phone
    BlackBerry Curve-8310 Red
    Carrier
    Einstein
    Location
    Green Bay, Wisconsin USA
    Posts
    313 - liked 132 times

    Re: Insurance ?

    All of the above.

    Damage is expensive. The LCD Screen and Digitizer for the iPhone 3g is almost $130 USD alone, not including any labor.

    Battery goes, expensive. Lost/Stolen, new phone cost.
    Bob W. likes this.
    TheCellPhoneGuy



  3. #3
    kcarabio
    kcarabio is offline
    Newbie

    Cell Phone
    Apple iPhone 3G S 16GB Black
    Posts
    4

    Re: Expensive damage, so what's the answer?

    So what's the answer?
    Quote Originally Posted by cellphonesgb View Post
    All of the above.

    Damage is expensive. The LCD Screen and Digitizer for the iPhone 3g is almost $130 USD alone, not including any labor.

    Battery goes, expensive. Lost/Stolen, new phone cost.



  4. #4
    nicknrm
    nicknrm is offline
    Super Moderator
    nicknrm's Avatar

    Cell Phone
    Samsung LTE MiFi
    Carrier
    Verizon Wireless
    Location
    Northridge, Los Angeles, CA
    Posts
    1,884 - liked 297 times
    Blog Entries
    5

    Re: Expensive damage, so what's the answer?

    Safeware or some kind of insurer. Maybe go directly to Apple.

    Quote Originally Posted by kcarabio View Post
    So what's the answer?
    Send Nick a PM

    I hope you found this post helpful. Choose Like/Thanks, if you did




  5. #5
    vince_ross
    vince_ross is offline
    Newbie

    Posts
    3

    Re: Insurance ?

    You might check with State Farm Insurance. They have what's called a Personal Articles Policy that covers most anything. I'm not sure if they will cover the iPhone though (I am going to check this week for mine).
    I have one of these policies on my camera equipment, and it will cover me if anything happens to any of my equipment, no matter where I am or what I'm doing. The policy on the camera stuff costs me about $1.50 per $100 of equipment.
    A lot of companies will tell you that you could be covered under your homeowner's policy, but personally, I would never turn anything like that in under homeowner's (unless it's a dramatic loss).
    If I find out before someone else posts, I will post a reply.



  6. #6
    vince_ross
    vince_ross is offline
    Newbie

    Posts
    3

    Re: Update

    I just checked with my local State Farm agent and they said that they do not cover cell phones anymore. She indicated to me that I might check with Nationwide, they might have something to offer. I have not called them.
    That's kind of a bummer, I was looking forward to having at least a little coverage in case it was stolen.



  7. #7
    kcarabio
    kcarabio is offline
    Newbie

    Cell Phone
    Apple iPhone 3G S 16GB Black
    Posts
    4

    Re: Insurance ?

    Found out...squaretrade.com will cover the iphone against drops, spills and battery failure.
    Will not cover loss or theft.

    Found out Apple will sell extended manufactured defects warranty but won't cover damage.
    Last edited by kcarabio; 07-27-2009 at 03:16 PM. Reason: Auto-merged Double post



  8. #8
    TmobileKing10
    TmobileKing10 is offline
    Junior Member

    Cell Phone
    Apple iPhone 3G S 16GB Black
    Carrier
    AT&T Wireless
    Location
    Houston
    Posts
    19 - liked 3 times

    Re: Insurance ?

    Statefarm offers insurance on iphones but it is at the discretion of the agent, beware of these types of insurers because if you add it to a policy and need your phone replaced this will increase your insurance bill....

    And squaretrade is for people who fear dropping it, I worry about it being stolen or lost, so I never got that
    WANT to GET out OF your TMOBILE contracts

    IM me pspconnect09



  9. #9
    electrocole
    electrocole is offline
    Junior Member

    Posts
    15
    Follow electrocole On Twitter

    Re: Insurance ?

    Best Buy's insurance program will replace your phone for practically any reason, but it's extremely expensive (<$125). Considering how easy it is to break the iPhone, though, it might be worth it to be careful. One drop and you could be screwed!



  10. #10
    grubbyjud
    grubbyjud is offline
    Newbie

    Posts
    4

    Re: Insurance ?

    I never thought about checking with my insurance company. I have USAA and their rates are great on just about everything. Thanks for the idea!



  • Similar Threads

    1. alt.cellular.verizon
    2. alt.cellular.verizon
    3. alt.cellular.verizon
    4. alt.cellular.verizon






  • Quick Reply Quick Reply

    If you are already a member, please login above.