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  1. #1
    Jonathan Wilson
    Guest
    Everyone else in the family has insurance on their mobile phones which they
    got when they got their phone packages (some with optus and some with telstra).
    I now have my own phone (with telstra prepaid plus) and want to get
    insurance for it (so that if e.g. it gets stolen, I can get a replacement).

    I do know that making a claim costs excess but it would be cheaper than
    buying a totally new phone (especially at full retail for the phone I have
    now).
    Anyone know where to get this insurance from? (the people at the telstra
    shop havent a clue)





    See More: where to get mobile phone insurance?




  2. #2
    roma
    Guest

    Re: where to get mobile phone insurance?


    You should be able to get your contents insurance to cover your phone.
    Other than that I don't know.

    P.S. People at Telstra shops generally have no clue.

    Roma
    RSSMobile


    --
    roma



  3. #3
    Wally Walpamur
    Guest

    Re: where to get mobile phone insurance?


    "Jonathan Wilson" <[email protected]> wrote in message
    news:[email protected]...
    > Everyone else in the family has insurance on their mobile phones which
    > they got when they got their phone packages (some with optus and some with
    > telstra).
    > I now have my own phone (with telstra prepaid plus) and want to get
    > insurance for it (so that if e.g. it gets stolen, I can get a
    > replacement).
    >
    > I do know that making a claim costs excess but it would be cheaper than
    > buying a totally new phone (especially at full retail for the phone I have
    > now).
    > Anyone know where to get this insurance from? (the people at the telstra
    > shop havent a clue)
    >


    Forget it! It's a complete crock! There was a very good going-over of these
    scams in Choice magazine recently. They charge a stiff excess, often more
    than the replacement cost of a new phone, and are very difficult to get any
    kind of replacement out of.. often they guarantee to replace only your
    current model, often you get a 'refurbished' model.






  4. #4
    A User
    Guest

    Re: where to get mobile phone insurance?

    On Sat, 28 Jan 2006 11:21:18 +1100, "Wally Walpamur"
    <[email protected]> wrote:

    >
    >"Jonathan Wilson" <[email protected]> wrote in message
    >news:[email protected]...
    >> Everyone else in the family has insurance on their mobile phones which
    >> they got when they got their phone packages (some with optus and some with
    >> telstra).
    >> I now have my own phone (with telstra prepaid plus) and want to get
    >> insurance for it (so that if e.g. it gets stolen, I can get a
    >> replacement).
    >>
    >> I do know that making a claim costs excess but it would be cheaper than
    >> buying a totally new phone (especially at full retail for the phone I have
    >> now).
    >> Anyone know where to get this insurance from? (the people at the telstra
    >> shop havent a clue)
    >>

    >
    >Forget it! It's a complete crock! There was a very good going-over of these
    >scams in Choice magazine recently. They charge a stiff excess, often more
    >than the replacement cost of a new phone, and are very difficult to get any
    >kind of replacement out of.. often they guarantee to replace only your
    >current model, often you get a 'refurbished' model.
    >
    >


    Scams? Insurance isn't a scam. You are made an offer, you accept or
    reject it. If you have a big excess, it's because you've have a
    discount on your policy. You can have a smaller excess for an
    additional fee.

    When your phone is under warranty, fails and can't be repaired you get
    a refurbished one to replace it. Why should you get new for old
    replacement on insurance?

    Personally, I take the risk. I could live with a cheaper, pre paid
    phone from the same carrier if I lose one. I keep mine near me, like
    my wallet.



  5. #5
    Rod Speed
    Guest

    Re: where to get mobile phone insurance?

    A User <[email protected]> wrote
    > Wally Walpamur <[email protected]> wrote
    >> Jonathan Wilson <[email protected]> wrote


    >>> Everyone else in the family has insurance on their mobile phones
    >>> which they got when they got their phone packages (some with optus
    >>> and some with telstra).
    >>> I now have my own phone (with telstra prepaid plus) and want to get
    >>> insurance for it (so that if e.g. it gets stolen, I can get a
    >>> replacement).
    >>>
    >>> I do know that making a claim costs excess but it would be cheaper
    >>> than buying a totally new phone (especially at full retail for the
    >>> phone I have now).
    >>> Anyone know where to get this insurance from? (the people at the
    >>> telstra shop havent a clue)
    >>>

    >>
    >> Forget it! It's a complete crock! There was a very good going-over
    >> of these scams in Choice magazine recently. They charge a stiff
    >> excess, often more than the replacement cost of a new phone, and are
    >> very difficult to get any kind of replacement out of.. often they
    >> guarantee to replace only your current model, often you get a
    >> 'refurbished' model.
    >>
    >>

    >
    > Scams? Insurance isn't a scam. You are made an offer, you accept or
    > reject it. If you have a big excess, it's because you've have a
    > discount on your policy. You can have a smaller excess for an
    > additional fee.
    >
    > When your phone is under warranty, fails and can't be repaired you get
    > a refurbished one to replace it. Why should you get new for old
    > replacement on insurance?


    Because that's what some prefer and is what some insurance offers.

    > Personally, I take the risk.


    Yeah, I do to.

    > I could live with a cheaper, pre paid
    > phone from the same carrier if I lose one.


    I couldnt, I use the fancy stuff in my current handset every time I use it.

    And I have the last two lying around doing nothing too.

    > I keep mine near me, like my wallet.


    Yeah, I keep mine in my pocket, very small risk of theft.





  6. #6
    MJT
    Guest

    Re: where to get mobile phone insurance?

    Wally Walpamur wrote:

    > difficult to get any kind of replacement out of.. often they guarantee
    > to replace only your current model, often you get a 'refurbished' model.


    Ah yes, the old "refurbished model" trick. I fell for that once. Bought
    a Nokia 6310i that was refurbished off Ebay. It lasted oh, about 2 weeks
    outside of the seller's "warranty" period til it failed.



    --
    "I made my fortune the old fashioned way. I inherited it!" - Malcom Forbes



  7. #7
    A User
    Guest

    Re: where to get mobile phone insurance?

    On Mon, 30 Jan 2006 16:13:28 +1100, MJT <[email protected]> wrote:

    >Wally Walpamur wrote:
    >
    >> difficult to get any kind of replacement out of.. often they guarantee
    >> to replace only your current model, often you get a 'refurbished' model.

    >
    >Ah yes, the old "refurbished model" trick. I fell for that once. Bought
    >a Nokia 6310i that was refurbished off Ebay. It lasted oh, about 2 weeks
    >outside of the seller's "warranty" period til it failed.


    Of course your single experience sets the standard for the whole
    industry.



  8. #8
    Rod Speed
    Guest

    Re: where to get mobile phone insurance?

    MJT <[email protected]> wrote
    > Wally Walpamur wrote


    >> difficult to get any kind of replacement out of..
    >> often they guarantee to replace only your current
    >> model, often you get a 'refurbished' model.


    > Ah yes, the old "refurbished model" trick. I fell for that once.
    > Bought a Nokia 6310i that was refurbished off Ebay. It lasted oh,
    > about 2 weeks outside of the seller's "warranty" period til it failed.


    Mine has lasted years now.

    Yes, there is always a risk of an undiagnosed
    fault with refurbs but it isnt that common.





  9. #9
    Michael
    Guest

    Re: where to get mobile phone insurance?


    "roma" <[email protected]> wrote in message
    news:[email protected]...
    >
    > You should be able to get your contents insurance to cover your phone.
    > Other than that I don't know.
    >
    > P.S. People at Telstra shops generally have no clue.


    Because they dont offer handset insurance, thats YOUR business, not theirs
    >
    > Roma
    > RSSMobile
    >
    >
    > --
    > roma






  10. #10
    Michael
    Guest

    Re: where to get mobile phone insurance?


    "Jonathan Wilson" <[email protected]> wrote in message
    news:[email protected]...
    > Everyone else in the family has insurance on their mobile phones which

    they
    > got when they got their phone packages (some with optus and some with

    telstra).
    > I now have my own phone (with telstra prepaid plus) and want to get
    > insurance for it (so that if e.g. it gets stolen, I can get a

    replacement).
    >
    > I do know that making a claim costs excess but it would be cheaper than
    > buying a totally new phone (especially at full retail for the phone I have
    > now).


    Its not worth it





  11. #11
    MJT
    Guest

    Re: where to get mobile phone insurance?

    A said....

    >>Ah yes, the old "refurbished model" trick. I fell for that once. Bought
    >>a Nokia 6310i that was refurbished off Ebay. It lasted oh, about 2 weeks
    >>outside of the seller's "warranty" period til it failed.

    >
    > Of course your single experience sets the standard for the whole
    > industry.


    Show me where I said that it did. I am merely pointing out that it
    happened to me. And because of that, I'm wary of buying any more
    "refurbished" mobile phones, particularly when new ones are considerably
    cheaper these days.


    --
    Flying is the 2nd greatest experience known to man. Landing is the 1st.



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