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- 06-14-2006, 06:38 PM #1
what is the age minimum to have a debit card
i was going to apply for one tmorow
› See More: debit cardHey there!
- 06-14-2006, 06:42 PM #2
Re: debit card
Umm, do you have your own checking account? If not, you might have to get your parents' help. Seriously, I'd think you have to be 18 but I'm not sure. Another option is prepaid credit cards, but they charge a monthly usage fee. Hey kb, you need to register for that breakout tourney! You forgot to do that and we're waiting for the last slot to be filled.
- 06-14-2006, 06:53 PM #3
Re: debit card
If you go with your parents, I'm pretty sure you can get one at 17.
- 06-14-2006, 06:59 PM #4
- 06-14-2006, 07:13 PM #5
Re: debit card
Depends on the bank and state you are in really. I know if you can open a checking account, you can get a debit card. So the place to find out where you are, is your local banks.
- 06-14-2006, 07:19 PM #6
Re: debit card
o ok
i hava savings account though
that would work right?Hey there!
- 06-14-2006, 08:40 PM #7
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Re: debit card
I don;t think there is a limit, in general... Your bank may have policies...
As a rule banks will give a debit card to anyone with the appropriate checking account... look at what they have to offer... but be wary! Your debit card does not necessarily have the same safeguards as a credit card - ask the bank folks for details on its "protection".
Just for example, when I was in England and suddenly someone purchased $2000 worth of software in Seoul with my credit card? I didn't have to pay a penny... if I had used the debit card in my possession at whatever shady establishment took my numbers and details they woulda cleaned out my bank account and I would have had no recourse but to complain to the bank.
For that reason I generally recommend that you not use a debit card on the net UNLESS you are certain that you ae backed up in case of theft...
- 06-14-2006, 09:37 PM #8
Re: debit card
im not using that much...
casualy money.. like 400 bux to start out...
its gonna be my movie,date,party,shopping,food money
that kinda thingHey there!
- 06-14-2006, 11:28 PM #9
Re: debit card
I use my debit (bank) card about 12 times a day. Does that make me vulnurable ? lmao
We Canadians are bad, most of us don't carry a single dollar in cash anymore, it's either debit or credit card.
In fact, and I know this is sad, I paid for a newspaper today with my debit card, grand total, $1.17
- 06-14-2006, 11:30 PM #10Junior Member
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Re: debit card
You have to be 18 where I am. :P
- 06-14-2006, 11:42 PM #11
Re: debit card
Originally Posted by jeaniesing
And as Jeanie says, if you have certain types of checking accounts, you can have a debit card with it. I know I had my first ATM card attached to my checking account when I was 15/16, whne I had my first job. But at the time you only used them at ATMs to get money.
- 06-14-2006, 11:46 PM #12
Re: debit card
Originally Posted by _Abom_
- 06-15-2006, 07:01 AM #13
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Re: debit card
Originally Posted by _Abom_
if its attached to a major credit card though you may have just cheated the retailer... I believe they take a minimum $3 fee for each transaction
Its the online stuff I worry about most. besides the at-home security risks, how many companies have had hacked databases??
- 06-15-2006, 07:46 AM #14
Re: debit card
whts the maximmum amount of money u can use to purchase somehting?
is there no limit?
an the only reason im asking so many questions is cz u can never be too careful!Hey there!
- 06-15-2006, 09:15 AM #15Sr. Member
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Re: debit card
My wife says im behind the times. I went last week to look at some new trucks i found the one i wanted and i thought the salesman was going to pass out when i handed him cash.
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