[BrittanyM]

Which provider has the best insurance for users? I'm talking about the insurance that repairs or replaces phones that end up defective or damaged. I'm more concerned about damages, really.

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[avenue]

I would recommend taking a look at Square Trade. I have heard a lot of good things about their warranties. I got the warranty for my Nexus 7 tablet, and it is great because they will refund the cost of the warranty (minus the months you've had it) at any time. There also isn't a deductible for my tablet, but I believe the warranty will cost more for a cell phone. It might not be worth it. You would need to calculate it and see if it is worth paying the amount of the warranty and the deductible or if you should just save the money yourself and purchase a new phone when you need one.

[EmmaKille]

Thanks for telling about Square Trade!