picture and audio saving on moto droid

i cnt change the name of the picture i saved from a txt
how can i change it?
how can i eliminate the folders from the sd memory card
i jst want to the flix and pix
wen i get a pic from a txt it goes under download and wen i take a pic from my fone it goes under cam. folder
i got a ringtone from a txt i notice it auto. put a pic from my cell as its album pic. how can i change that so it wnt happen again.

help!!! this is getting me annoyed that i cnt figure it out

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You're referring to the moto droid?

yes its the motorola droid i jst gt it couple weeks ago n i cnt figure out how to eliminate all those folders wen i save pics n audio