reply to discussion

Post a reply to the thread: Ensquared Phone Insurance Vs Manufacturer Warranty in Canada

Your Message

If you are already a member Click here to log in
 
  • :)
  • :heart:
  • :(
  • ;)
  • :p
  • :cool:
  • :rolleyes:
  • :ah:
  • :evil:
  • :flamemad:
  • :sad:
  • :laugh:
  • :D
  • :smart:
  • :blush:

Send Trackbacks to (Separate multiple URLs with spaces)

You may choose an icon for your message from this list

Additional Options

  • Will turn www.example.com into [URL]http://www.example.com[/URL].

  • If selected, :) will not be replaced with smile

Subscription

Topic Review (Newest First)

  • 05-17-2011, 12:37 PM
    xander611
    Ensquared
    through its Site Ensquared.ca has quickly established itself as the leading
    phone insurance company in Canada. Any Canadian customer researching phone
    insurance will one way or another connect with the Ensquared insurance
    products offered
    on iPhone, Android, Wndows and Blackberry devices

    As a rule
    Canadian customers are not as educated in the phone insurance arena. In US cell
    insurance has been a prevalent offer program for many years and is a
    multi-million $ industry.
    There is often confusion when reviewing products and understanding the
    difference between phone insurance and Phone warranties. Ensquared has
    consistently put out articles on its Site to educate its customers

    Firstly,
    customers should know that there is a factory warranty on all devices,
    including iPhone that covers buyers for factory defects in Year one – but
    factory defects only. When extended warranty is offered it still only covers
    factory defects (which is not accidental damage), but in the second
    year after factory warranty expires. This is
    most often offered by companies that do not really insure for multiple claims
    on damage, loss or theft; or give a capped warranty value. Capped
    means that once it is used
    up (often only 1 claim or less) all that is left for the buyer of the
    coverage is extended warranty.

    There is a
    vast difference between providers offering warranties and those offering core
    phone insurance like Ensquared – the leader in its field, and foremost on the
    Internet in North America covering US and Canada The key differences
    boil down to coverage for Accidental Damage
    (spills, drops, breakages - you name it) as well as Lost or Stolen. Most
    important a premium buys the insured at least two claims in one year
    for maximum $1300 per claim (at Ensquared anyway) and three
    claims in two years. Each claim is independent of any other, which is
    not the case with warranties. Warranties result in capped value being
    reduced with each claim. Also: It is notable that warrantors
    are often self-covered while insurers are in partnership with a
    licensed recognized
    underwriter like Trisura in Canada (and Fortegra in US). This gives
    the insured a
    lot of comfort, makes the pedigree transparent and does not confuse the buyer
    with convoluted products that are either one off claim programs or are covering
    only factory defects once the factory back-up falls away.

    All this is
    very pertinent especially on iPhone coverage where accidental damage
    or losing one’s
    device is very expensive. Warranties falls way short of meeting requirements of
    the many iPhone owners; where losing your phone in the snow is a biggie and
    damages are generally irreparable and absolutely require full
    replacement. Extended
    warranty cover is like stopping a bullet with tissue paper by comparison to
    real cell insurance, by comparison an armor plated product

Posting Permissions

  • You may post new threads
  • You may post replies
  • You may not post attachments
  • You may not edit your posts
  •