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Thanks, I'll take your suggestion.

Hello, I heard that online lending services provide loans even to those who have a bad credit history. I am currently looking for a reliable online loan service and was advised to use Pacific Debt. Who can tell me Is Pacific Debt a Scam.

I generally think that these online lending services are fraudulent.

But what do I have to do if my credit score is rather bad? Most banks refuse to give me a loan, and they don’t want to have anything to do with me at all. Is it possible to improve those rates somehow?
Another option might be going to one of the organizations Greedy Rates recommends. I have never been there, and I cannot be sure about the conditions they might offer, but they certainly have more things to offer to a person with a bad credit score. The conditions and rates will not be that good, but something is better than nothing. So, if all the banks refuse to lend me money, I will try my luck there.

I hope I will never find myself in such a situation, but thanks

If you have taken out a loan but cannot repay it for various reasons, I advise you to contact the team of professionals at Tripoint Lending Credit Score Requirements. This company has been on the market for more than two years and helps such people who have loans. Therefore, if you are looking for the most profitable solution to your problem, I advise you to contact them. I personally approached them, so I know that their work will definitely help you.