bluetooth wont send ringtones..

I have a Nokia 6126 phone and the other day I was transferring ringtones to another Nokia 6126 via bluetooth. Now, my SD Card is locked up and I can no longer transfer tones from my SD Card. I was told the only way to fix this is to reformat my SD Card. Is there another way I can solve this problem without losing all of the info on my SD Card?? H E L P

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try to use memory car reader , and copy your data into your pc and then format the memory card....and then copy back your data into your memory card