Samsung MicroSD capability

Sorry, I guess I should have named this post a little differently so that ya'll would have known that I had a question that I was in search of an answer for. If you could share with me I would greatly appreciate it.

Does anyone know what will happen if you install a higher capacity MicroSD card than your phone is rated for? I have a Samsung Behold from T-Mobile and it is capable of handling up to a 16gb MicroSD and I am wondering what will happen if I install a 32gb MicroSD. It seems to me that something capable of handling a card that big already and being that it is flash memory with the same format, that the phone should recognize any size card as long as it is either MicroSD or MicroSDHC. Am I right or completely wrong here? I work in IT and it seems like it makes sense to me but am I completely wrong? Does anyone have any experience with this? I dont exactly want to pay for a 32gb card if it won't work because they aren't exactly cheap, ya know?

All answers are appreciated and the quickest are the most. I would like to order a MSD card really soon. The bigger, the better!!

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I cant believe that no one has answer for this question. Absolutely amazing!