I did a master reset, and according to SE update service, I have the latest software. However I ran it anyway.
Turns out, my wifes's contact was in there twice, one had no ringtone associated with it, deleted that one and it works now.
However, there is another problem now. The camerawon't work. Sometimes it will go to the camera funtion, but the screen stays black (no picture). Other times, it will go to the camera function, but after a second or two, will go back to the main phone screen.
Anyone ever had this problem and know what is wrong and how to fix it?