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  1. #46
    Steven J Sobol
    Guest

    Re: Sprint renewed my contract without telling me

    Scott Stephenson <[email protected]> wrote:
    > originated from a credit reporting bureau......NEVER. And the reason why
    > this happened is the same reason it will never happen at Sprint- Sprint is
    > not going to be the one reporting you to the reporting bureau. The debt
    > will be listed by whatever third-party collection agency they sell your
    > delinquent account to.


    That assumes a lot.

    First off, only the owner of the account can report it. The collection agency
    can't report it unless they have the express permission of the account owner.

    And unless they really do sell it - and I'm thinking the debt would have to
    be very old for them to dump it completely - it has to be listed as a debt
    to Sprint.


    --
    JustThe.net Internet & New Media Services
    22674 Motnocab Road * Apple Valley, CA 92307-1950
    Steve Sobol, Proprietor
    888.480.4NET (4638) * 248.724.4NET * [email protected]



    See More: Sprint renewed my contract without telling me




  2. #47
    Thomas T. Veldhouse
    Guest

    Re: Sprint renewed my contract without telling me


    "Lawrence G. Mayka" <[email protected]> wrote in message
    news:[email protected]...
    >
    > But the credit agencies explicitly claim that upon a customer complaint,
    > they will "investigate" a black mark. You are asserting that this
    > "investigation" is essentially phony--that the credit agency will not even
    > bother to ask for any evidence beyond the merchant's own self-serving

    bogus
    > "paperwork."
    >


    You continually put words into my mouth, and that serves no purpose but your
    own. I have not said the investigation is "phony". They investigate
    whether there is a legitimate case to be made. They do not take it so far
    as to actually hold court and decide who is correct. In cases where you
    have obviously never done business with somebody, or you have a letter
    stating things differently, that sort of thing might be enough to get an
    item removed from your report. But they will not go so far as so sopoena
    records and recordings to prove you actually signed a contract ... the
    existance of a contract is enough to make a claim legitimate. Legitimate is
    not the same as being indisputable [legally speaking]. If credit agencies
    did what you are trying to say they would simply no be able to do their job
    as there as simply way too many people that have credit scores and just a
    small fraction of them in dispute would shut them down completely. They
    probably keep track of 200 million personal credit histories and if 0.1%
    (just a guess) of them are in dispute at any one time that would be 200,000
    cases at any given time. That requires ALOT of resources to investigate
    with, and each agency would have to do it.

    Tom Veldhouse






  3. #48
    Lawrence G. Mayka
    Guest

    Re: Sprint renewed my contract without telling me

    "Thomas T. Veldhouse" <[email protected]> wrote in message
    news:[email protected]...
    > records and recordings to prove you actually signed a contract ... the
    > existance of a contract is enough to make a claim legitimate. Legitimate

    is

    <Sigh> Without the consent of both parties, A CONTRACT DOES NOT EXIST.

    There is no point in our debating this any further in this forum. But IMHO,
    if credit agencies actually take the same attitude that you exhibit, the
    industry clearly needs some heavy government regulation.





  4. #49
    Scott Stephenson
    Guest

    Re: Sprint renewed my contract without telling me


    "Steven J Sobol" <[email protected]> wrote in message
    news:[email protected]...

    >
    > That assumes a lot.
    >
    > First off, only the owner of the account can report it. The collection

    agency
    > can't report it unless they have the express permission of the account

    owner.

    They actually end up owning the balance due on the account- they buy the
    right to collect the recievables and become the creditor on the account.

    >
    > And unless they really do sell it - and I'm thinking the debt would have

    to
    > be very old for them to dump it completely - it has to be listed as a debt
    > to Sprint.
    >

    Not as old as you would think- I've seen accounts get assigned as quickly as
    30 days after account cancellation. I'm sure they all have some formula that
    after so many days, they stand an x% chance of collecting the money, along
    with a formula that tells them just how long it is cost effective for them
    to pursue collection activity themselves. Once the account has reached
    their' unacceptable' threshold, they will sell the account to a collection
    agency for an agreed upon percentage of the balance due and write any
    shortfall off as bad debt. What I'm not clear on is the manner of the sale.
    I don't know if it is purchased outright, or if the rights to the account
    are signed over and they are paid a percentage of whatever money is
    collected by third-party. I would guess it is the second, as this would
    seem to be the only way third-party agencies could make money. It would
    also mean that Sprint could initially write the entire balance of to bad
    debt, and then post bad debt recovery as money is sent to them.





  5. #50
    Steven J Sobol
    Guest

    Re: Sprint renewed my contract without telling me

    Scott Stephenson <[email protected]> wrote:

    > They actually end up owning the balance due on the account- they buy the
    > right to collect the recievables and become the creditor on the account.


    Absolutely right, in SOME cases.

    But not in all.

    I am FINALLY collecting on a debt owed me from 1999 (don't ask; it's been
    a long, drawn-out process. She's a weasel... but I finally was able to
    nail her bank account).

    A law firm is handling collections on the judgement I have against the
    deadbeat.

    They don't own the account. They can't and will not do anything without my
    express prior permission.

    It's basically the same thing with the collections agency my parents use
    for their customers' bad debts. (Although in their case, it's usually a
    collections agency instead of a lawyer.)

    What you're talking about is called factoring, and it is, in fact, done
    quite often; but it would be a mistake to assume it's always done that way.

    --
    JustThe.net Internet & New Media Services
    22674 Motnocab Road * Apple Valley, CA 92307-1950
    Steve Sobol, Proprietor
    888.480.4NET (4638) * 248.724.4NET * [email protected]



  6. #51
    Scott Stephenson
    Guest

    Re: Sprint renewed my contract without telling me


    "Steven J Sobol" <[email protected]> wrote in message
    news:[email protected]...
    > Scott Stephenson <[email protected]> wrote:
    >
    > > They actually end up owning the balance due on the account- they buy the
    > > right to collect the recievables and become the creditor on the account.

    >
    > Absolutely right, in SOME cases.
    >
    > But not in all.
    >
    > I am FINALLY collecting on a debt owed me from 1999 (don't ask; it's been
    > a long, drawn-out process. She's a weasel... but I finally was able to
    > nail her bank account).
    >
    > A law firm is handling collections on the judgement I have against the
    > deadbeat.
    >
    > They don't own the account. They can't and will not do anything without my
    > express prior permission.
    >
    > It's basically the same thing with the collections agency my parents use
    > for their customers' bad debts. (Although in their case, it's usually a
    > collections agency instead of a lawyer.)
    >
    > What you're talking about is called factoring, and it is, in fact, done
    > quite often; but it would be a mistake to assume it's always done that

    way.


    You're absolutely right- I was speaking about Sprint (and most of Corporate
    America) specifically. I should have been a little clearer. My humblest
    apologies, oh Great One. :-)





  7. #52
    Peterbilt
    Guest

    Re: Sprint renewed my contract without telling me

    Back in July I turned my old N400 in due to dropped calls to Best Buy, I
    have a two year service agreement with them. When I activated the new phone
    they said I qualified for 8pm unlimited start time as long as I agree to
    extend my contract one more year from that date and pay $.01 extra. I agreed
    but they told me about it. Come July 2004 I'll be looking into a carrier
    that has more technology options such as using the phone as a modem, not
    just to connect to their network.

    "Steven J Sobol" <[email protected]> wrote in message
    news:[email protected]...
    > tmc <[email protected]> wrote:
    > > newsflash, they apprently don't need your permission to renew your

    contract
    > > any time you change ur plan or add certain features that require renewal

    of
    > > contract (aka 7pm n&w minutes... 8pm n&w minutes for customers who
    > > previously had 9 pm that sorta thing)... i dunno if sprint's the only

    one
    > > that does this or what... anytime they've renewed my contract i've never
    > > consented to it, it doesnt matter i guess.

    >
    > Sprint will TELL YOU that taking a promotion or doing certain other things
    > requires a contract extension. That's industry standard (especially with

    the
    > promos, that's where the carriers gain value from the deal; they get to

    lock
    > you in for a year or two). The range of actions that require an extension

    is
    > bigger with Sprint than with some other carriers, but that's ok, as long

    as
    > you are informed.
    >
    > Last time I took a promo, it was the $5 PCS to PCS unlimited option, on

    11/
    > 28/02. I was TOLD by the Customer Service rep that it would require a one-
    > year Advantage Agreement, and I AGREED TO THE CONTRACT EXTENSION.
    >
    > That is perfectly legal and it is the correct way to do things. A contract
    > requires a "meeting of the minds" - both parties must agree to the

    contract.
    > It should say in the T&C for your SPCS service that doing specific things

    will
    > require you to agree to an extension.
    >
    > On the other hand, I moved from Cleveland, Ohio to Apple Valley,

    California,
    > and switched my wife's service in July.
    >
    > *I did not accept any new promotions. I did nothing that would normally

    extend
    > my contract. Yet I called a few months later and just out of sheer dumb

    luck,
    > asked about my contract end date and suddenly it had changed to July of

    '04.
    > Even the CSR agreed that that should not have happened!*
    >
    > If you've been told that they're allowed to extend you any time, for any
    > reason, I'm afraid you've been lied to. If you just assumed that, you're
    > incorrect. In CERTAIN situations, yes, you will need to extend your

    contract
    > but under NO circumstances should they ever just do it without telling

    you.
    >
    > (Which is not to say that there aren't idiots working for SPCS that won't,
    > but they're supposed to tell you and get your OK first.)
    >
    > --
    > JustThe.net Internet & New Media Services
    > 22674 Motnocab Road * Apple Valley, CA 92307-1950
    > Steve Sobol, Proprietor
    > 888.480.4NET (4638) * 248.724.4NET * [email protected]






  8. #53
    Bob Smith
    Guest

    Re: Sprint renewed my contract without telling me


    "Peterbilt" <amazon-*****@REMOVETHISeudoramail.com> wrote in message
    news:[email protected]...
    > Back in July I turned my old N400 in due to dropped calls to Best Buy, I
    > have a two year service agreement with them. When I activated the new

    phone
    > they said I qualified for 8pm unlimited start time as long as I agree to
    > extend my contract one more year from that date and pay $.01 extra. I

    agreed
    > but they told me about it. Come July 2004 I'll be looking into a carrier
    > that has more technology options such as using the phone as a modem, not
    > just to connect to their network.
    >

    There are several phones right now that have that capability ... I don't
    remember which new models that can do it, but the Sanyo 5300 isn't one of
    them. Keep in mind though that you will be charged an additional data call
    fee of $0.39/min, each time for dialing into an isp, or sending a fax.

    Just out of curiosity, what are you looking to do, that you can't do with
    Vision right now? Fax? Newsgroups?

    Bob





  9. #54
    Peterbilt
    Guest

    Re: Sprint renewed my contract without telling me

    I'm an IT consultant and sometimes I might need to dial in to one of my
    clients systems via pcAnywhere to correct an issue while I'm on the road.
    Plus I would like to be able to send faxes if needed. When I asked Sprint if
    they had something like this they wanted to sell me one of their pc cards
    for $200 and service for $99 per month. I don't do it often enough to
    validate that expense but I have been in a situation before where it would
    have came in handy. I think their pc cards only connect to their G3 internet
    network if I remember correctly so that wouldn't have worked for me anyway
    but come to think of it I could access their systems via the internet but
    considering the expense involved it just isn't worth it.

    "Bob Smith" <[email protected]> wrote in message
    news:[email protected]...
    >
    > "Peterbilt" <amazon-*****@REMOVETHISeudoramail.com> wrote in message
    > news:[email protected]...
    > > Back in July I turned my old N400 in due to dropped calls to Best Buy, I
    > > have a two year service agreement with them. When I activated the new

    > phone
    > > they said I qualified for 8pm unlimited start time as long as I agree to
    > > extend my contract one more year from that date and pay $.01 extra. I

    > agreed
    > > but they told me about it. Come July 2004 I'll be looking into a carrier
    > > that has more technology options such as using the phone as a modem, not
    > > just to connect to their network.
    > >

    > There are several phones right now that have that capability ... I don't
    > remember which new models that can do it, but the Sanyo 5300 isn't one of
    > them. Keep in mind though that you will be charged an additional data call
    > fee of $0.39/min, each time for dialing into an isp, or sending a fax.
    >
    > Just out of curiosity, what are you looking to do, that you can't do with
    > Vision right now? Fax? Newsgroups?
    >
    > Bob
    >
    >






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